Senior Software Engineer Loan Originations (Remote)

Figure is maximizing the value of homeownership in ways that benefit consumers and the industry alike. We’re helping homeowners tap their liquidity easily, efficiently and reasonably for purpose-driven, significant expenditures – everything from dream home renovations and debt consolidation to IVF and small business formation.

In six years, we’ve become the country’s #1 non-bank HELOC lender. As a financial technology firm operating at the intersection of regulation and transformation, we’re a “unicorn” – a group of fewer than 1000 companies globally that is valued at $1B or more and has been in operation for less than ten years.

Our mission requires us to have a creative, team-oriented, and supportive environment where everyone can do their absolute best. We are motivated, innovative, collaborative, and curious. We value individuals who bring a problem-solving mindset to every task. Every day at Figure is a journey in continuous learning combined with a focus on getting work done that makes a difference. Join us!

Wealthfront Career-Launching Company

Figure Series D Announcement

About The Role

Figure Technology Solutions is expanding its Loan Originations Engineering team as we continue to grow our business and enhance our technological capabilities. We are looking for innovative, curious, and collaborative engineers who are passionate about building and maintaining customer-facing applications and solving complex problems. As part of the Loan Originations Engineering team, you will play a critical role in designing, building, and maintaining our lending technology.

What You’ll Do

• Collaborate with cross-functional teams, including other Engineering teams, Data Engineering, Product, Business, and Leadership, to develop and maintain our loan origination systems.
• Integrate with third parties to further Figure’s capabilities to underwrite loans.
• Analyze and optimize loan origination technology, from backend performance to FE user experience and everything in between.
• Participate in code reviews, contribute to best practices, and help mentor junior engineers on the team.
• Stay current with industry trends and emerging technologies, and advocate for their adoption when they align with our strategic goals.

What We Look For

• Team player with a proactive attitude and a passion for solving complex problems.
• BS/BA or greater in Computer Science or a related field.
• 5+ years of software engineering experience.
• Strong programming skills in Kotlin, Java, or similar object oriented programming languages.
• Experience with cloud-based data platforms (e.g., GCP, AWS).
• Familiarity with backend databases, primarily PostgreSQL.
• Familiarity with event driven systems (specifically Apache Kafka).
• Ability to work independently and execute projects with minimal supervision.
• Strong problem-solving skills and a track record of delivering end-to-end solutions to support customer-facing applications.
• Excellent communication skills and the ability to collaborate effectively with technical and non-technical stakeholders.

Our Tech Stack

While proficiency in our tech stack is a plus, those comfortable with similar stacks are encouraged to apply.

• Familiarity with backend technologies, including Kotlin, SpringBoot, PostgreSQL, Kafka, Google Cloud Platform, and Kubernetes, are desirable.
• Frontend proficiencies in React, React Query, Typescript or JavaScript, Tailwind, and Vite are a plus.

Benefits To You

• Competitive salary and growth opportunities
• Company quarterly performance based bonus
• Equity stock options package
• Employer funded comprehensive health, vision, dental insurance and wellness program for employees and their dependents
• Employer funded life and disability insurance coverage
• Company HSA, FSA, Dependent Care, 401k, and commuter benefits
• Up to 12 weeks paid family leave
• In office, remote, and hybrid work location options
• Home office and technology stipend for those working outside of a traditional office more than 75% of the time
• Flexible time-off plan to empower employees to take the time off that they want and need
• Continuing education reimbursement
• Routine Team swag deliveries!

For CO, NY, CA, and WA residents, the salary range is $119,680 – $149,600 with up to a 25% Bonus and Equity. Actual compensation may vary based on individual candidate experience and location.

Depending on your residential location certain laws might regulate the way Figure manages applicant data. California Residents, please review our California Employee and Prospective Employee Privacy Notice for further information. By submitting your application, you are agreeing and acknowledging that you have read and understand the above notice.

Figure will not sponsor work visas for this position. In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire.