Mortgage Processor (Remote)

GoPrime Mortgage, Inc. is currently looking for an experienced loan processor to join our team. This is a fully remote position.

Sense of Purpose and Our Why

With incredible integrity and love for the business, we embrace our responsibility of dealing honestly with every client. We want to become the go-to destination for people who have questions about real estate financing and the mortgage application process. GoPrime Mortgage, Inc. aims to keep the process simple.

Since 2005, GoPrime Mortgage, Inc. has provided best-in-class mortgage service and flexible products with a focus on local service and community engagement. GoPrime’s company culture has contributed to steady growth and profitability in an otherwise turbulent industry.

​​​​​

Position Summary

Perform all procedures required for efficient and accurate processing of all types of residential loans from the application through the loan closing. Provide support for Loan Originators to ensure loan applications are administered accurately and in compliance with company policies. Provide courteous and cooperative support to customers, both internal and external.

Duties/Responsibilities:

Process documentation and data management for loans such as:

• Reviewing data entry performed by Loan Originators or Branch Personnel for accuracy and completeness.
• Entering loan data completely and correctly into the loan operating system ensuring all required disclosures and documentation generated are accurate and complete.
• Mailing required disclosures and other regulatory notices within the required timeframes (when applicable).
• Reviewing the loan application and accompanying documentation (including Tax returns, bank statements and paystubs) to identify missing or additional documentation necessary for a credit decision to be reached.
• Timely requesting documentation of income & liabilities in accordance with Dodd-Frank. Appendix Q or investor requirements from applicants.
• Calculate income & debts in accordance with Dodd-Frank Appendix Q or investor requirements.
• Manage pipeline of loan applications ensuring adherence and compliance to all stated and federal lending regulations that apply such as Regulation Z, X, B, C.
• Perform required regulatory testing and retain documentation of results in each loan file.
• Updating of various reports for tracking and monitoring of items.
• Monitor, follow up and provide missing file data and documents to ensure that all loan files meet with regulatory guidelines.
• Provide exceptional customer service and timely responses in support of internal and external customers.
• Strict adherence to all state and federal regulations and company policies and procedures as stated in the loan policy manual, including confidentiality and security.
• Assume additional responsibilities as required or requested by management.
• Carry a pipeline of 25 or more loans at any time.
• Maintaining loan files, ensuring completeness and compliance.

Required Skills/Abilities:

• 3 years or more Mortgage Loan Processing experience processing Conventional, FHA, VA, and USDA loans.
• 3 years or more experience running AUS (DO, LP, and GUS).
• 3 years or more experience with orders such as transcripts, title, HOI, verification of employment, fraud reports, FHA Connection-MOVED to Education.
• Able to strictly follow instructions, policies, procedures, and confidential protocol.
• Adhere and comply with all applicable Federal and State regulations, as well as company policies and procedures.
• General banking knowledge.
• Well-developed verbal and written communication skills.
• Solid computer skills including Outlook, Microsoft Word, and Excel applications.
• Attention to detail, ability to meet deadlines.
• Experience with Self-Employed Borrowers is a PLUS
• Ability to work independently, and closely and harmoniously with others in a fast-paced environment.
• Ability to work an 8 hour day (8am to 5pm, 8:30am to 5:30pm, 9am to 6pm) (One hour lunch & two 10 minute breaks).
• Excellent customer service skills.

Job Type: Full-time

Pay: $55,000.00 – $57,000.00 per year

Benefits:

• 401(k)
• Dental insurance
• Employee assistance program
• Employee discount
• Flexible spending account
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Vision insurance

Schedule:

• Monday to Friday